Mark Coulthard asked:


The biggest problem with Internet Marketing today is the fact that there is little or no stability now days. In the past programs were started by honorable people who had genuine ideals, the problems started arising when the fad of pre launches, along with all the hype and tall stories that were told regarding the hypothetical incomes that could be made. This caused many of the seasoned marketers to jump ship and move onto another site,this would spell the death nel for a great number of these programs as the marketer would take his downline with him/her.The weakened structure would go into an ever growing spiral towardes extinction.Now days this behaviour is common place with so many new programs starting up, with about the same number of people trying to make a good living online. The adverts and the sites, still are promising “rags to riches” stories, making promises they have no chance of being able to deliver, because there is about the same number leaving the industry each day,disolusionedas there is joining, so its a loose loose situation.

 

There are some Programs out there, that are tried and true, they are there for the benifets of not only the programs owner but there are genuine incomes to be made. Most of the people attracted to these programs are the steady,solid marketers,who possibly play around with some of these short term big income programs, as a sideline but who stick with the tried and true programs for the stability they offer.They stay for the long term residual income that is prvided by them. Don’t get me wrong abouts the sort of income that can be made, there is very substantial monthly earners out there,its just that a very large number of Network Marketers out there that think or are lead to believe that all that is needed is to signup and all this promised money will start rolling in. How wrong can they be, like everything in this wourld, you get Nothing for Nothing. Its the sad truth, I for one would like to change that, but reality is reality. At the end of the day one still has to eat and sleep, if you have a family, this is more of a priority,morgages and motor cars are getting very expensive, the food prices are not dropping either.

 

So look for a steady performer,one that has been around for a while, one that is still going to be around for a good few years to come, some thing like the one listed below.

 

http:incomewitheffort.biz

 

Mark Coulthard

 

markec1946@gmail.com

 



CECIL

Jackie asked:


We both have poor credit but don’t want to rent an apartment. We believe it will just be a waste. We would like to buy a home and actually have our money being invested into something. Being said what are the chances we can even get a company to give us a morgage in the economy. We are looking for something around 90000- 105000. Thanks, oh and any good companies u can advise for us?

MANUEL

p.klado asked:


I am in deep dispair now having lost the bill payer and my significant other please show me how I can get back on my feet and be able to afford to stay in my house. pattie.

ROYCE

landkruzer asked:


I am about to go to contract on building a new home. I am not really sure what type of loan is best for me. I have the 20% to put down on the property but not sure if thats the right thing to do. Part of me says put the 20% down to get around PMI and reduce the payment so I could cash flow and the other side of me says to keep that 80,000.00 in the bank. I would plan on staying in the home maybe 3-5 or 6 years. If I 100% finance is that better or just what should I do?

LEO

Angela J. Brinker asked:


In an ideal world, children are raised by their parents and are provided with everything that they would need in order to provide them a stable and promising future.  When that time comes, and the parents are now old and have retired, it is now the children who take care of their parents and providing them the comfort and support as they live out their remaining days.  However, in the real world, this is not often the case.  Oftentimes, senior citizens are left on their own after their children have moved out from the house.  While there are some lucky ones whose children would, once in a while, drop by and care for them, a vast majority of the senior citizens would have to rely on themselves and their savings in order to live as comfortably as they can.

To provide some form of support for the senior citizens living on their own in the United States, the US Government had passed the American Homeownership and Economic Opportunity Act of 2000.  In it, the government lists the different financial benefits senior citizens may attain resulting to taking out a reverse mortgage plan to live out their remaining years healthy and in comfort.  Here are just some of the benefits.

Reduction of Economic Hardship

As an individual gets older, he or she is more in need of certain needs such as medical care and adequate housing.  Because majority of the senior citizens living in the United States have already retired, they are only able to rely on their pension and savings that they have kept aside to sustain them after retirement.  By getting a reverse mortgage, a senior citizen would be able to liquidate his or her home equity to fund for all the basic necessities he or she would need in order live comfortably and at ease throughout his or there remaining days without having to lose his or her home or having to provide some proof of income.

Assurance from the Government

Unlike other types of mortgages and loan programs available in the market, reverse mortgages are insured and sponsored by the US government.  As such, any amount that a senior citizen would be able to take out through a reverse mortgage would be exempted from tax conditions and other fees most mortgages and loan programs are subjected to.

No Repayment Schedules

Perhaps the best benefit and advantage of getting a reverse is the fact that for as long as the senior citizen who had taken out the reverse mortgage or his or her spouse resides in the home that has been placed in the reverse mortgage contract, he or she would not have to worry about making any form of repayments.  When one takes out a mortgage or a loan from a creditor or financial institution, it is the responsibility of the borrower to repay the amount that was loaned or mortgaged through a schedule of repayments.  In the event that this is not met, then the financial institution or creditor has the authority of seizing the property placed as a form of collateral.  In the case of the reverse mortgage program, the senior citizen would have the benefit of being provided the financial aid he or she may need for medical checkups, healthcare, home improvements and other basic necessities.

Maintain Ownership of the Home

Although the amount of funds that is received from the reverse mortgage plan is taken from the equity of the home of the senior citizen, the ownership of the home is not transferred to the creditor or financial institution.  As a result, they do not have to worry about foreclosures and other legal action commonly faced by borrowers that have taken out other types of mortgages or loans.



HERIBERTO

vinny asked:


short version:

pending forclosure by the second mortage while I am looking into a loan modification by the first mrotgage. What is the best option since I don’t even want the house anymore as it is a money pit.

So after 7 years of never missing a mortgage payment I had some hardships of seperation and the lose of a second job. Although the wife and I are pack after a 6 month split, I am in jeopardy of losing the house and need advice. I have a second and first mortgage and owe 145% on my home. Or owe $72,000.00 more then the house is worth. I am behind on both first and second. The first is trying to help with a loan mod but the second says they are going to pursue forclosure.  What is my best option.?Short sale? died in lieu? let them forclose? will I have to pay the difference to both morgages?  Please help!!! Frankly the house is a money pit and regreat ever believing i the second mortgage lender in them telling me the house was worth more then it really was. I ended up checking after the fact and the day we took the second the comps in the area were $35,000 less and my home was worth $31,000 less then what they wrote on paper just to ok the loan.

 

Can they garnish my wages?

I dont want the house so what is my best option?

Will I have to pay second mortgage back if there isn’t enough money?

 



BENNETT

Janine P asked:


Does asking morgage companies to reasearch quotes on rates cause any unkown stress to your credit rating. For example would asking for a rate and morgage put “dings” on your rating.

MARION

dragonkeeperchick asked:


My husband and I are trying to purchase our first home. We have approx. 5 credit cards. We have been pre-qualified for a morgage but, we are wondering if our credit card bills can be paid off with the morgage

HANS

dab asked:


we are behind 1 month on our 1st morgage payment. we don’t make enough money due to less income what can we do, our loan is more then our home is worth.

EMMANUEL

Matthew Haskins asked:


I was shown this same oppourtunity and I took it, now I’m earning really good money online, i intend to leave my full time job, i’m that confident in this, hopefully you will be 2. I can’t beleive I didn’t find this sooner. Watch the video and if you like what you see leave your name and e-mail to receive further information.

This company has been around for quite some time, there goal is to make 100 internet millionaires this year, think how much your life could change, you have the oppourtinity to earn $300-2000 per sale, thats would make a huge difference to your bank balance wouldn’t it, imagine how satisfied you would be when you check your account and see your balance going up and up, you could pay off debts, clear your morgage, go on holiday as often as u like, you would be your own boss, so you only have to answer to yourself. Sounds good doesn’t it, sounds too good to be true you might say, sound like a dream, well if you are little skeptical thats fine, I was too, I didn’t beleive it at first, however I thought about it alot, I reviewed my current financial situation, and reconsidered, I haven’t been doing this long but I can already see i’m going 2 make a huge income from this, it’s given me alot more potential to do the things I want because I’ll have the money to do it, and you can too, anyone can,  So what are you waiting for check out this fantastic oppourtunity.

Look in my author bio for the website links to this great oppurtunity.



ROSCOE