Michelle asked:


My husband and I got married 3yrs ago and he and his ex-wife owns the home we live in. She has finnally signed the Quick Claims Deed yesterday. What I am asking is now we have that form, how do we go about getting my name on the deed and on the morgage and get hers off? What are the steps we should take? And does she have any rights to the home now

STEPHAN

landkruzer asked:


I am about to go to contract on building a new home. I am not really sure what type of loan is best for me. I have the 20% to put down on the property but not sure if thats the right thing to do. Part of me says put the 20% down to get around PMI and reduce the payment so I could cash flow and the other side of me says to keep that 80,000.00 in the bank. I would plan on staying in the home maybe 3-5 or 6 years. If I 100% finance is that better or just what should I do?

LEO

Janine P asked:


Does asking morgage companies to reasearch quotes on rates cause any unkown stress to your credit rating. For example would asking for a rate and morgage put “dings” on your rating.

MARION

dragonkeeperchick asked:


My husband and I are trying to purchase our first home. We have approx. 5 credit cards. We have been pre-qualified for a morgage but, we are wondering if our credit card bills can be paid off with the morgage

HANS

lauren o asked:


I was promised a morgage that I still haven’t got. It has been 1 month and I was told for the past week the papers will be here today, then the broker has lost some paper work, and keeps asking for it, again…. Everyday for the past 5 days i’m told the papers will be in tomorrow… I want to switch to a bank. What can I do? The broker told me he would sue me…. Who can work with someone who is constsntly lieing to you?

BRYON

steve c asked:


Im in the process of selling my house and upgrading,right now I now about 6 percent is the going rate,Im hearing in 2 weeks to a month its going to be about 4 and a half,anyone know how to verify this?

EMERSON

levan k asked:


i have a private morgage and i would like to add extra dollares to my each monthy payment. each month will be a different amout. for example: my payments are 270 a month, this month i might pat 340 next month 278 next month 700. how do i keep track of the interest and the amortization? is there a calcuator or a softwear available that is free? or any idea how to set up the formual in Excel? best regards

thanks

HEATH

tonya asked:


Coming to you from North Carolina. My mother passed away this January. She left everything to my daughter and myself. She had a large mortgage that I am unable to pay. A friend has ask me to sell him the house but I don’t know if I can with my child being involved.

JONATHAN

Angel A asked:


I am on a title to a property but not the loan itself. I am in no relation to the person on the mortgage loan. They are about to go into default and possible foreclosure. What will happen to me since on the title? Will I have an option to buy out? Thanks!

ALPHONSE

Gloria h asked:


If I bought an apartment for $250,000 and put about $30,000 down. How much (roughly) would my monthly payments be after everything? (lets say a 30 year morgage)

MARLON