Ronald E asked:


We need to let our house go because we cannot afford it any longer. We live in AZ, can the morgage co. come after us for more money? Should we file bankruptcy instead?

Lester
e999144 asked:


My credit score has only gone up to 665 in almost a year and im having difficulty making the current morgage. Advice any1? programs to help? government help? any help?

Allen
HotJewels asked:


My fiance and I want to purchase our first home since the market is so good for buyers. We have No savings, I have good credit, he has average credit and we make $6000 combined income every month. Is it possible to purchase a home with no down payment and a morgage of $1500 a month. Is it possible for us to buy a home?
Thank you

Jorge
itsme asked:


My husband and I are thinking of refinancing our home, so we can pay off our SUV,and do some fixing up on our home and we want to get our morgage payment down.
What are some things we should know when we do this.Like will our credit have something to do with getting it refinanced?
the length of time we have lived in the home or what?

Dora
yonni asked:


At the moment we don’t have any money to put down or any for closing. The construction of the house hasn’t began yet but will shortly and it takes about 4 months. What should we do in the meantime? The houses in the subdivision are all selling before they are finished. What are the changes of getting the seller to pay closing costs by raising the list price? Also some people say we have better chance of getting a morgage once we are married, is that true? And are there any first-time home owner programs if we make about $75,000/yr together??
I know these are a lot of questions so thanks in advance.
We have actually been pre-approved for a morgage but we are just trying to see what our opitions were concerning up front costs and the chances of us actually getting approved before we but down a deposite to make an offer.

Paul

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